*Note: This test is only available to eligible shoppers in Utah between April and December 2024.

We know that the flexibility to choose when and where to work is important to you as a shopper with Shipt. However, unexpected life events can be hard to plan for, and we’ve heard from you that you’d like more opportunities to consistently save for things like benefits, retirement, or an emergency fund.

The Benefits Savings Program* with Stride Save gives Utah shoppers the opportunity to earn extra funds, create savings goals, get a virtual debit card for online payments, and more.

Here’s how it works:

1. Qualify for the program by earning at least $750 before tips on Utah-based orders during one of the below qualification windows.
2. Set up your Stride Save account. If you qualify, we’ll send you an email at the end of the qualification window that invites you to apply for an account. 
3. Get contributions equal to 4% of your pre-tip earnings (up to $300) deposited into your account two weeks after the end of each qualification window. Just remember: If you don’t create your account within 30 days of the end of the qualification window, you’ll lose your contribution.

The 2024 qualification windows for this test are:

• 4/1/24 - 6/30/24
• 7/1/24 - 9/30/24
• 10/1/24 - 12/31/24

In addition to earning extra funds from Shipt, you can also use your Stride Save account to:

• Connect your other accounts to make your own deposits or withdrawals with ease — no account minimums.
• Earn 3.66% interest** on deposits.
• Get a virtual debit card for hassle-free, secure online payments.
• Create custom savings goals.

At the end of each qualification window, eligible shoppers will receive an invitation from Stride to set up their savings account if they don’t already have an active one. Shipt’s contribution will be added to eligible shoppers’ accounts 2 weeks after the end of each qualification window. 

Shoppers who do not create their Stride Save account and sign up to receive funds within 30 days after the end of the qualifying period will forfeit Shipt’s contribution funds.

FAQs

How can I use my contributions?

• These funds can be used for any savings goal of your choosing. Some common examples include paying for health insurance, saving for retirement, or building emergency funds. Putting money aside for these purposes is one essential way to protect yourself financially and take steps toward your savings goal.

How do I know if I'm eligible?

• Shoppers who earn $750 or more with Shipt during a qualification window will be eligible to open a Stride Save account* and receive Shipt contributions equal to 4% of your pre-tip earnings (up to $300) per qualification window. You can track your earnings via the Payment history section of the shopper app, and you’ll receive an email at the end of the period if you qualify.

How do I set up my Stride account?

• If you’re eligible, you’ll receive an email invitation to set up your Stride Save account at the end of the qualification window. To set up your account:
  • Share information about yourself: Provide details like your name, contact info, and Social Security number to securely apply for your account and virtual debit card. Don’t worry, this won’t impact your credit score!
  • Share information about your work: As a shopper with Shipt, you’re considered a business! Enter basic information about what you do as an app-based worker.
  • Confirm it’s you: Have your phone handy to receive a verification code via text to securely open your account and log in to your dashboard. 
  • Check your application status in your dashboard: You’ll be notified if your application is approved, additional documentation is needed, or if your application is denied.

How do I get access to my benefits?

• Once you set up a Stride Save account, Shipt’s contributions will be deposited in eligible shoppers’ accounts 2 weeks after the end of each qualification window.

I was eligible but did not set my Stride account up in time. What can I do?

• Shoppers who do not create their Stride Save account within 30 days after the end of the qualifying window will forfeit Shipt’s contribution funds.

When will benefits savings be available in other metros?

• Last year, Utah policymakers passed a law that helps protect flexibility for app-based workers while allowing companies to offer additional contributions to help fund workers’ benefits of their choice. Shipt supports models that allow us to bolster financial security for shoppers while preserving the flexibility they value most. 
• We hope to expand this option to other metros as similar legislation passes across the states. You can read more about our support for portable benefits in the Shipt Newsroom.

Why did Shipt choose to test benefits savings in Utah?

• Last year, Utah policymakers passed a law that helps protect flexibility for app-based workers while allowing companies to offer additional contributions to help fund workers’ benefits of their choice. Shipt supports models that allow us to bolster financial security for shoppers while preserving the flexibility they value most. 
• You can read more about our support for portable benefits in the Shipt Newsroom.

Terms & Conditions

*Stride Savings LLC is a financial technology company and is not a bank. Banking services are provided by i3 Bank, Member FDIC. The Stride MasterCard Debit Card is issued by i3 Bank pursuant to a license from MasterCard, Inc. and may be used anywhere MasterCard cards are accepted.

**The interest rate on your account will be 3.66% with an Annual Percentage Yield (APY) of 3.73%. These rates are effective as of 02/19/2024 and are variable and subject to change based on the target range of the Federal Funds rate. Fees could reduce earnings on the account.

This test is only available to eligible shoppers in Utah between April 2024 - December 2024.

Shipt will contribute 4% up to $300 of eligible shoppers’ pre-tip earnings per qualification window.

Shoppers who do not create their Stride Save account and sign up to receive funds within 30 days after the end of the qualifying period will forfeit their funds. Accounts are subject to review and approval; restrictions may apply.

This offer is only available to shoppers who have earned at least $750, excluding tips, in Utah during one or more of the qualification windows (4/1/24 at 12:00am EST through 6/30/24 at 23:59:59 EST ; 7/1/24 at 12:00am EST - 9/30/24 at 23:59:59 EST; 10/1/24 at 12:00am EST - 12/31/24 at 23:59:59 EST). To participate in the pilot program, eligible shoppers must apply and be approved for a Stride savings account with Stride’s banking partner, i3 Bank during the 30 day sign-up window. Accounts are subject to review and approval; restrictions may apply. shoppers who do not create their Stride Save account and sign up to receive funds within 30 days after the end of the subsequent qualifying period will forfeit their funds. Shipt will contribute 4% up to $300 of eligible shoppers’ pre-tip earnings per each qualification window. Funds can be used for portable benefit expenses including retirement savings, health Insurance, dental Insurance, vision insurance, and paid time off. Shipt reserves the right to delay payment for purposes of investigation and to withhold payment or deactivate the account(s) of any shopper if we determine in our sole discretion that a shopper has used or attempted to use this pilot program in a fraudulent, abusive, or otherwise suspicious manner or in violation of any applicable law or regulation. Shipt reserves the right to modify or cancel this offer at any time.